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Last month was Mental Health Awareness week. Being a business owner can be stressful. When the buck stops with you, it can be easy to let the pressure mount up and to discount your own wellbeing. Looking after your mental health is as important as looking after your balance sheet. That’s the reality. So, having an improved focus on rest, wellbeing and talking about your struggles is a big part of moving towards becoming a better business leader. Here are some examples:  Don't overwork yourself – it's tempting to work every hour that's available in an attempt to meet your goals. But working yourself into the ground is, ultimately, a destructive thing to do. If you're tired and burnt out then you're in no position to lead the company. Try to stick to set working hours and avoid working 60-hour weeks wherever possible. Sleep, rest, and downtime are vital. Schedule time for non-work-related activities – make sure you have time blocked out for things that aren't work. That might be a walk in the countryside, time with your kids, or a game of tennis. The aim is to take yourself away from the stresses of the business and to give yourself a broader life outside the company. It's a chance to have fun, to relax, or to be someone who isn't just 'the boss'. Take up an activity that promotes wellbeing – there are plenty of pastimes that can help you bring down your anxiety levels and bring you to a calmer place. Yoga is a good way to stay fit, but also an excellent form of relaxation. Equally, finding time for meditation helps you to empty your mind of business concerns and allows you to become more grounded and calmer. Even something as traditional as a fishing trip could help you to chill out and relax away from a screen. Talk about your worries, concerns, and anxieties – if business-related stress is building up, the worst thing you can do is keep it all bottled up. It's beneficial to open up and talk about these issues. This could be with a partner, a fellow entrepreneur, your accountant, or even a professional counsellor. Be transparent about your state of mind and you’ll find people are more than willing to listen, understand, and offer some support. Finally, as accountants and advisers, we’re in a good position to help when you need someone to open up to about your business concerns.

About the standards. The healthy homes standards, which became law on 1 July 2019, introduced minimum standards for heating, insulation, ventilation, moisture ingress and drainage, and draught stopping in rental properties. Landlords are responsible for ensuring their properties meet the standards and continue to do so over time. When you need to meet the standards. All rental properties will need to comply with the healthy homes standards by 1 July 2025. You must make sure that your rental meets the standards within certain time frames. The time frame depends on what type of tenancy it is, or when a new tenancy starts or is renewed. What happens if you don’t meet the standards.  Landlords who don't meet their obligations under the healthy homes standards are in breach of the Residential Tenancies Act 1986 – and may face consequences, like financial penalties. What to include in the tenancy agreement. New or renewed tenancy agreements must include a signed statement with details of the property’s current level of compliance with the standards. What records to keep. Landlords must keep all records and documents that show how they are complying with the healthy homes standards. These must be made available on request – for example, to the Tenancy Tribunal, or the Tenancy Compliance and Investigations team. Landlords are committing an unlawful act if they don’t supply the records within 10 working days of a request, and do not have a reasonable excuse. Tenants can also request information about compliance with the healthy homes standards. Landlords must provide this information to tenants within 21 days.

Are you renting accommodation from your home, through Airbnb or some other way? For tax purposes, short-stay or holiday accommodation is treated differently from accommodation provided to tenants, boarders, or care home residents, or from student or emergency accommodation. A short stay is anything up to four consecutive weeks. The tax rules are different depending on whether you’re hosting guests in your own home, or on a separate property at your place, such as a sleepout, or at your holiday home or bach.  If you host guests in your own home, whether in one or more rooms, or the whole home, income from it is taxable. You can claim deductions for costs related to the rental. If you do, Inland Revenue will want to know that you are only claiming for costs related to the rental and not for costs incurred because of your own household use.

As the owner of a family farm, you’re not just running a business - you’re responsible for the future of the family’s legacy, and the financial security of your nearest and dearest. You’re also the custodian of the land, livestock, and environment that makes up your land. So, do you have a plan in place for handing over this vital asset when you choose to retire? With the average age of Kiwi farmers now at 58 years old, it’s important to think about succession planning and how the farm will be passed on to the next generation. With the demands of running and operating the farm at the forefront of your mind, it can be a challenge to find time to work on the business, and to outline your future plans as a family. But having a succession plan is a critical part of your farm strategy and planning. We’ve outlined five key areas you should have on your radar when it comes to getting a clear, workable, and effective succession plan in place. Family dynamics Sit down regularly to talk through the family’s plans for the farm, and the careers and aspirations of each family member that works in the business. This means addressing those all-important family relationships, expectations, and facing any potential conflicts head-on to ensure a smooth transition. Business valuation The farm is a critical business asset, so it’s important to get an accurate valuation of the whole business. This allows you to determine a fair and equitable transfer price to your successor, or to have a fair market price when selling up. Financial planning  The business you hand on needs to be financially viable, while also providing for your own retirement. You’ll need a comprehensive financial plan to cover retirement expenses, estate taxes, and potential debt restructuring. Legal and tax implications Partnering with legal and tax advisers helps you avoid any major problems further down the line. Work with your advisers to understand the implications of different succession strategies and the impact they will have for you, your successor, your family, and the business as a whole. Retirement planning Develop a retirement plan for yourself and the current generation of family members. This means assessing your lifestyle considerations, personal retirement goals, and the financial stability you and your family will need once you step back from the farm and ownership of the business. If you need help, we’d love to talk to you about developing a succession plan for your farm and setting the best possible foundations. Succession planning should be at the top of your to-do list.

The 2025 New Zealand Budget has introduced a significant incentive aimed at boosting business investment: a 20% immediate deduction on capital spending . This measure is set to provide a timely advantage for small businesses and primary producers—particularly farmers who have enjoyed strong payout seasons in recent years. For both groups, the combination of higher returns, aging equipment, and the need to stay competitive has created the perfect conditions to reinvest. Under the new policy, eligible capital expenditure can be immediately reduced by 20% for tax purposes, with the remainder depreciated over time. This not only improves cash flow in the short term but also provides a strong incentive to accelerate long-needed upgrades. Whether it’s new machinery, technology systems, infrastructure, or specialist equipment, the opportunity to reduce taxable income while modernising operations is likely to resonate with businesses across New Zealand. The timing couldn’t be better. With Fieldays coming up in June in Hamilton , many businesses and farmers will be engaging with suppliers, exploring the latest products, and making purchasing decisions. This new tax deduction could make those investments significantly more attractive—and more affordable. With the agriculture sector under pressure to maintain productivity and meet rising environmental standards, and small businesses looking for ways to scale or modernise, this policy could also help fast-track the adoption of more efficient, sustainable technologies. In practical terms, a $200,000 investment in new equipment could reduce taxable income by $40,000 under the new scheme—a substantial financial incentive for those considering capital purchases. For both small business owners and farmers, 2025 may be the ideal time to act.

Business confidence is a key economic indicator, and right now in New Zealand, the latest data is showing some positive signs: Signs of recovery – After a slow period, economic activity has started to pick up with early signs of renewed business momentum. Cautious optimism – Business confidence is improving, but caution lingers as companies navigate costs, demand, and future economic uncertainty. Global uncertainty – While domestic trends are improving, global trade tensions and price volatility could still impact supply chains, costs, and long-term stability. Use the current business confidence to your advantage In any economic environment, the key is to adapt and adjust to protect and future-proof your business: Consider your growth strategy. If confidence continues to rise, now could be a good time to expand your operations, invest in new equipment, or explore new revenue streams. Hiring and workforce planning. Business optimism often fuels recruitment and team expansion. Confidence is on firmer ground, but uncertainty remains. If hiring, focus on roles that support long-term growth. If caution is needed, consider upskilling existing staff instead. Market positioning. Shifting confidence levels can change customer spending habits. Are there opportunities to refine your pricing, enhance your marketing efforts, or introduce premium services that align with shifting demands? Financing decisions. If borrowing costs continue to ease, consider refinancing loans at a lower rate or securing funds for expansion—just make sure you weigh affordability before taking on new debt. Understanding the current business climate is key to making informed financial decisions. Want tailored insights for your industry? We’re here to help.

At Diprose Miller, we work with a diverse range of clients and industries—but when it comes to agribusiness, we bring a depth of expertise that truly sets us apart. Our team includes professionals with strong backgrounds in the sector, allowing us to bring together a cross-functional group focused on providing tailored support for agribusiness clients. By working seamlessly together and sharing knowledge, we deliver practical, forward-thinking solutions that meet the unique needs of rural businesses. We're proud to offer exceptional service built on collaboration, industry insight, and a genuine understanding of the challenges and opportunities in agribusiness. Why Agribusiness is Unique Agribusiness is unlike any other sector. It demands specialised knowledge in areas like banking requirements, tax compliance, market trends, and risk management. There are specific challenges unique to this field, and having professionals working in agribusiness every day gives us the insight and expertise to truly support our clients. My family has vested and lifetime interest in this industry, which adds another level of understanding and connection throughout the ever-changing seasons. Whether it’s navigating regulations or planning for future growth, our experienced team is here to help agribusinesses thrive. A Fun Side to the Team It’s not all hard work and no play! One of my favourite Diprose Miller team traditions is our Secret Santa gift exchange. I’ll never forget being the first “newbie” to receive a less-than-ideal present—an ongoing joke that continues to bring laughter to our team even now. Moments like these remind me how much I enjoy being part of such a fun and close-knit group. At Diprose Miller, we’re passionate about helping agribusinesses succeed. If you’d like to learn more about how we can support your business, feel free to reach out.

We are extremely proud to announce the appointment of Melissa Slattery as a director, effective from 1 April 2025. Melissa will join our leadership team alongside Ed, Jeanette, Darren, and Sharon. Her appointment is a testament to her expertise in agricultural business and reinforces our commitment to providing top-tier service to our clients in the farming sector and the dairy industry in particular. Melissa has a wealth of real-life experience in these areas. She understands the challenges her clients face and has a vested interest in their success. Melissa’s approach goes beyond just looking at numbers; she relates them to the current business environment while maintaining a forward-looking perspective. Her ability to put figures into context with what’s happening today, while focusing on tomorrow, is invaluable. Melissa has clients all over New Zealand, utilising the latest technology to ensure they receive the best service. She works with farmers from the far north to Southland and recently ventured down to Murchison on a Sunday to see clients. This dedication highlights her commitment to providing exceptional service regardless of location. Her colleagues have expressed high regard for her expertise and practical advice. “Melissa brings an extensive knowledge of the dairy and farming business and is best placed to provide practical advice for growth and sustainability,” noted Director Ed Wagstaff. This sentiment captures Melissa’s essence—she offers insightful, growth-oriented advice that drives success for our clients. Melissa is dedicated to helping her team and clients achieve their goals. She enjoys working closely with them to truly understand their businesses and assist in solving problems. Her collaborative approach ensures that she can offer tailored solutions that foster growth and resilience. As she steps into her new role, Melissa is eager to support the firm and its clients in their future growth endeavours. Her passion for helping others and her commitment to excellence align perfectly with our values and mission here at Diprose Miller. Outside of her professional life, Melissa values family time. She loves exploring the great outdoors, discovering new places, and taking the opportunity to unwind and relax. She calls herself an ‘active rester’ as she enjoys chasing a ball—in particular, netball, volleyball, and squash—though currently she is recovering from a knee injury. We are excited to welcome Melissa to our leadership team and are confident that her expertise and dedication will have a significant positive impact on our firm and clients. Melissa’s appointment marks a new chapter for us, and we look forward to the continued growth and success that she will help drive.

Over the last few months, we’ve had a number of clients contacted by scammers pretending to be representing Inland Revenue, usually via email. To be safe, we recommend that our clients never respond directly to requests from Inland Revenue. As your nominated tax agent, we should be the first point of contact for Inland Revenue staff. In most cases, genuine Inland Revenue requests can be dealt with without the client needing to be involved. Often the language used in the email, together with the domain name of the sender, will provide a strong hint that an email is a scam. However, the scam emails are becoming more sophisticated over time and less likely to arouse suspicion. The “golden rule” is easy to remember – refer any Inland Revenue queries and/or requests directly to us.

There are changes to the reporting standards for charities that administrators for charitable entities need to become familiar with. For reporting periods ending on or after 31 March 2025 , the new “Tier 4 (NFP)” standard will be compulsory for annual returns filed with Charities Services. This standard replaces the existing “PBE SFR C (NFP)” standard that currently applies. Both standards apply where cash-based reporting is used. An equivalent change applies to charities required to use accrual (non-cash) based reporting, with a new “Tier 3 (NFP)” applying. The changes are not significant. They simplify the content of the Statement of Service Performance and the Statement of Resources & Commitments and amend the standard reporting categories for receipts and payments for Tier 4 (or income and expenses for Tier 3). Guidelines for the new standards and their application can be found at www.charities.govt.nz/reporting-standards/about . If you’re responsible for annual reporting for a charity, contact us to check how these changes will apply to you.

You think that handling your accounts yourself will save you money, especially if your business seems straightforward, right? Wrong! In today's complicated financial world, having a good accountant is essential for businesses and individuals. Accountants do more than just handle numbers; they offer valuable advice and strategies that can save you a lot of money. Here's how your accountant can help you save: Tax efficiency: Accountants save you money by making sure you use all available tax deductions and credits. They understand New Zealand's tax laws and stay updated on any changes. By preparing your tax returns accurately and planning ahead, accountants help you pay less tax and avoid expensive penalties. Financial planning and budgeting: Accountants help you make detailed financial plans and budgets. They set realistic financial goals and create strategies to reach them. By tracking your income and expenses, accountants find ways to cut costs and improve your financial health. Good budgeting prevents overspending and ensures you have enough money for future investments or emergencies. Cash flow management: Managing cash flow is absolutely vital for any business's survival and growth. Accountants help you keep track of your cash flow, making sure you have enough money to meet your needs. They can predict future cash flow needs and suggest ways to improve your cash reserves. This proactive approach can prevent cash shortages and reduce the need for costly short-term loans. Cost control: Accountants look at your financial statements to find ways to cut costs. They can spot inefficiencies and suggest ways to save money, like renegotiating supplier contracts or streamlining operations. By closely monitoring your expenses, accountants help you stay profitable and avoid unnecessary spending. Compliance and risk management: Following financial regulations is essential to avoid fines and legal problems. Accountants make sure your financial practices follow the latest laws and standards. They also help you manage financial risks by spotting potential threats and creating strategies to deal with them. This proactive approach can save you money by preventing expensive compliance issues and financial losses.  Business growth and expansion: For businesses wanting to grow, accountants are key in planning and carrying out expansion strategies. They help you see if new projects are financially possible, secure funding, and manage the money side of growing your business. By giving insights into market trends and financial performance, accountants help you make smart decisions that boost growth and profits. Accountants are more than just number crunchers; they are strategic partners who help you save money and reach your financial goals. They offer expertise in tax efficiency, financial planning, cost control, and investment advice, leading to significant savings and better financial health. Whether you're an individual or a business, having a skilled accountant is an investment that pays off in the long run.

Running a small business has its unique challenges and opportunities. One of the most important things you must do is to keep a close eye on your expenses. Regularly checking your expenses can help you find ways to save money, work more efficiently, and increase your profits. So, what are some of the key points you should consider when reviewing your expenses? The first step is to track every dollar that goes in and out of your business. Use accounting software or a reliable bookkeeping system to record all transactions. This will give you a clear picture of your financial situation and help you spot any unnecessary or excessive spending. Organise your expenses into categories like rent, utilities, salaries, marketing, and supplies. This makes it easier to see where your money is going and identify areas where you might be overspending. By categorising your expenses, you can also compare your spending against industry benchmarks and make better decisions. Fixed costs, like rent and salaries, stay the same no matter how much business you do. Variable costs, like supplies, change with your level of production or sales. Analysing both types of costs can help you understand your cost structure and find ways to save money. For example, you might be able to negotiate lower rent or find cheaper suppliers. Many businesses subscribe to services and memberships that may no longer be necessary or beneficial. Review all your subscriptions and memberships regularly to make sure you are getting value for your money. Cancel any that are not essential or that you can replace with cheaper alternatives. Take the time to review your contracts with suppliers and service providers. Are you getting the best rates? Can you negotiate better terms or find alternative suppliers with more competitive pricing? Building strong relationships with your suppliers can also lead to discounts and better service. Utility costs, like electricity, water, and internet, can add up quickly. Look for ways to reduce these expenses by using energy-saving measures, like energy-efficient lighting and equipment. You can also shop around for better deals from utility providers or consider bundling services to save money. Salaries and wages are often one of the largest expenses for small businesses. While it's important to pay your employees fairly, there are ways to manage these costs effectively. Consider offering flexible work arrangements, like remote work or part-time positions, to reduce overhead costs. Investing in employee training and development can also improve productivity and reduce turnover, saving you money in the long run. Creating and sticking to a budget is essential for controlling your expenses. A budget helps you plan for future expenses, set financial goals, and monitor your progress. Regularly review your budget and adjust it as needed to reflect changes in your business environment. The benefits of being able to compare your actual results against your original expectations, particularly for a new business, cannot be underestimated. If you're unsure where to start or need help identifying areas for improvement, consider seeking advice from a financial advisor or accountant. They can provide valuable insights and help you develop strategies to manage your expenses more effectively.  Regularly checking your expenses is vital for all small businesses. By tracking every dollar, categorising expenses, analysing costs, and seeking professional advice, you can find ways to save money and improve your financial health. Remember, every little bit helps in building a successful and sustainable business!

In today's constantly changing business environment, it's essential to frequently evaluate if your business model is still effective and relevant. What worked a few years ago might not be suitable today, especially with the rapid changes in technology, consumer behaviour, and market dynamics. Here are some key points to consider when evaluating if your business model is still fit for purpose. Market trends and consumer behaviour The first step in assessing your business model is to understand current market trends and consumer behaviour. Are your products or services still in demand? Have there been significant shifts in your industry that require adaptation? For instance, the rise of e-commerce and digital platforms has transformed how consumers shop and interact with businesses. Staying attuned to these changes can help you identify opportunities and threats. Technological advancements Technology is a major driver of change in the business world. New tools and platforms can enhance efficiency, improve customer experiences, and open up new revenue streams. Evaluate whether your business is leveraging the latest technologies to stay competitive. This might include adopting cloud computing, utilising data analytics, or implementing automation in your operations. Financial performance Reviewing your financial performance is essential to determine if your business model is still viable. Analyse key financial metrics such as revenue growth, profit margins, and cash flow. If you notice a decline in these areas, it might be time to rethink your strategy. Consider whether your pricing model, cost structure, or revenue streams need adjustment to improve profitability. Customer feedback Your customers are a valuable source of insights. Regularly seek feedback to understand their needs, preferences, and pain points. Are they satisfied with your offerings? Do they see value in your products or services? Use this feedback to make informed decisions about potential changes to your business model. Engaging with customers can also foster loyalty and trust. Competitive landscape The competitive landscape can change rapidly, with new entrants and innovations disrupting established markets. Conduct a thorough analysis of your competitors to see how they are adapting and what strategies they are employing. This can provide valuable insights into areas where you might need to innovate or differentiate your offerings. Regulatory environment Changes in regulations and compliance requirements can impact your business model. Stay informed about any legal or regulatory changes that might affect your industry. This could include new environmental standards, data protection laws, or industry-specific regulations. Ensuring compliance can help you avoid legal issues and maintain a positive reputation. Regularly evaluating your business model is essential to ensure it remains fit for purpose in a dynamic and competitive environment. By staying informed about market trends, technological advancements, financial performance, customer feedback, competitive landscape, and regulatory changes, you can make strategic adjustments to keep your business thriving. Adaptability and innovation are key to long-term success.

We’ve recently assisted with ACC claims for a number of clients who are also receiving National Super. During the process ACC clarified the rules around eligibility for “earnings related compensation” for superannuitants. They make interesting reading, so we’ve summarised them below.  If the claimant is injured before they turn 63, they are eligible for weekly compensation payments until they turn 65. If the claimant is injured after they turn 63 but before they turn 65, they are eligible for weekly compensation payments for two years from the date the payments start. If the claimant is injured after they turn 65, they can receive both National Super and weekly compensation payments for two years. After two years, they can only receive the National Super.

When, as a farmer, you receive a higher-than-expected payout, it can have several tax implications:  Increased Taxable Income : A higher payout means an increase in taxable income for the year. This could push you into a higher tax bracket, resulting in a higher overall tax liability. Provisional Tax Adjustments : You may need to adjust your provisional tax payments to reflect the increased income. This helps avoid underpayment penalties and ensures that you are paying the correct amount of tax throughout the year. Income Equalisation Scheme : You can use the Income Equalisation Scheme to smooth out your income over several years. By depositing some of the higher payout into the scheme, you can reduce your taxable income for the current year and withdraw the funds in a less profitable year, potentially lowering your overall tax burden. Deductions and Expenses : You should review your eligible deductions and expenses to ensure you are maximising your tax benefits. This includes costs related to farm development, maintenance, and other operational expenses. Tax Planning : It's essential that you engage in tax planning to manage the impact of higher payouts. Consulting with a tax advisor or accountant can help you develop strategies to minimise your tax liability and make the most of your increased income. Overall, a higher-than-expected payout can provide you with greater financial security and opportunities for growth and development. By planning and managing your finances effectively, you can make the most of this positive outcome.

Navigating the world of provisional tax can be daunting, but understanding the basics can help you manage your tax obligations more effectively. We provide some essential information on how provisional tax works and offer tips to avoid common pitfalls. What is provisional tax? Provisional tax is a way of paying your income tax in instalments throughout the year, rather than in a lump sum at the end of the year. This helps spread the tax load and avoid a large end-of-year tax bill. You are required to pay provisional tax if your residual income tax (RIT) from the previous year is more than $5,000. How does provisional tax work? Provisional tax is not a separate tax; it is part of your income tax. You pay it in instalments based on your estimated income for the current year. There are several methods to calculate your provisional tax: Standard Option : This method uses your previous year's RIT plus 5%. It is straightforward and works well if your income is steady or increasing. Estimation Option : Here, you estimate your income for the current year and calculate the tax based on that estimate. This option is useful if you expect your income to decrease. Ratio Option : This method is available if you are registered for GST and file returns monthly or two-monthly. It calculates provisional tax based on a ratio of your GST turnover. Accounting Income Method (AIM) : This option is suitable for small businesses using accounting software. It calculates provisional tax based on your actual income and expenses throughout the year. Payment dates The due dates for provisional tax payments depend on the method you choose and your balance date. Generally, payments are made in three instalments: 28 August, 15 January, and 7 May. For non-March balance date taxpayers, the payment dates are different. If you use the ratio option, you will make six instalments throughout the year. Avoiding common pitfalls Below are some of the common pitfalls that we see, and how to avoid them. Underestimating income : If you underestimate your income and underpay your provisional tax, you may be charged interest and penalties. It's important to make accurate estimates and adjust them if your income changes. Missing payment deadlines : Missing payment deadlines can result in interest charges and penalties. Set reminders and ensure you make payments on time. Ignoring changes in income : If your income fluctuates, consider using the AIM or ratio option to ensure your provisional tax payments reflect your actual income. Penalties and interest Inland Revenue (IRD) will charge interest on late or underpaid provisional tax. The interest charge is not a penalty, but a charge for the use of money, and is tax-deductible. Additionally, penalties may apply for late payments or underestimating your income. It's crucial to stay on top of your payments and make accurate estimates to avoid these charges. By making accurate estimates, keeping detailed records, and staying on top of payment deadlines, you can avoid common pitfalls and ensure a smooth tax experience. For more information reach out to us – we’re here to help.

One of our clients also tells us how our advisory services help him and his business.  At Diprose Miller, we offer advisory accounting services that go beyond traditional accounting tasks like bookkeeping and tax preparation. Advisory accounting involves providing strategic advice and insights to help businesses grow, improve efficiency, and achieve their financial goals. Our advisory accountants work closely with clients to understand their unique challenges and opportunities, offering tailored solutions in various areas. Our advisory accounting services include: Financial GPS: We help businesses identify their long-term goals and provide a roadmap to achieve them. We offer regular updates and guidance to keep clients on track and ensure they reach their objectives. Business Strategy: We support business growth and profitability by working with clients to identify growth opportunities, develop strategic plans, and implement effective solutions. Smarter Farming: We specialise in helping farming and agricultural clients improve their performance and prepare for the future. Our tailored advice and solutions address the unique challenges faced by the agricultural sector. Cash Flow Management: We assist businesses in managing their cash flow to ensure they have the necessary funds to operate and grow. Performance Improvement: We identify areas for improvement and implement strategies to enhance business performance and profitability. Risk Management: We advise on risk mitigation strategies to protect the business from potential threats. By leveraging our expertise and experience, and by using the latest software and technology, we aim to support our clients in achieving their business objectives and navigating the complexities of the financial landscape. At Diprose Miller, we are committed to delivering exceptional advisory accounting services that drive success and growth for our clients. But don’t just take our word for it, see what our client, Pete Norris, Financial Advisor at Keystone Wealth, has to say about our services: We have been referring our clients to, and working with, Diprose Miller on our clients’ behalf for the last 3 or 4 years. Ed and his team have been providing fantastic service and just “made it easy”, which is high on my priority list, especially when they also “get it right first time”. I switched my business accounting to Diprose Miller when my previous accountant retired a couple of years ago. Switching accountants had been on my to-do list for several years but it always seemed like a low priority/high workload task. In reality, it was the opposite and I should have done it five years earlier! Ed has been brilliant to work with. Nothing is too difficult, and he is happy to source external information when required for those more complex situations (and some of mine get complex!). The whole team at Diprose Miller work cohesively, are responsive, and are helpful. They make it easy, which is exactly what I want and what I need. Ed and Diprose Miller handle the end-of-year accounts for many of our investment clients. They manage our accounts and GST for our Investment and Retirement Advice business, Keystone Wealth. They provided the structure and establishment advice, and manage the ongoing accounts, for my investment property company. They are providing advice (GST, currency, Xero, structure etc) and will assist me with establishing the right structure and ongoing accounting as we branch out into invoicing Australian suppliers for our investment education for Advisers programme that we are establishing. They will shortly be providing structure and accounting advice as we commence providing our investment portfolios to other investment advisers. They removed a massive barrier that used to exist in my planning stages of business growth. Now I just fire through my thinking and some questions and Ed calls me with what I need to know. It’s perfect! Pete Norris If you require any advice or help with your business, whatever type it may be, please give us a call or drop in to see us at the office.

Colour to Win

As summer approaches, businesses need to manage cash flow while getting ready for the Christmas break. Here are some tips to help your business stay cash liquid and help you enjoy the holiday season.